FAQ
Everything you asked, answered.
How long does approval take?
Most applications get an in-principle decision within a few minutes of submitting the form; final approval follows document verification.
What interest rate will I get?
Rates start from 10.99% p.a. and depend on your credit profile, income and loan tenure.
What is the maximum tenure?
Personal and professional loans go up to 60 months. Business loans can extend to 84 months.
Are there prepayment charges?
Part-prepayment is allowed after 6 EMIs. Foreclosure charges are applicable as per the sanction letter.
Do I need net-banking?
Net-banking helps us verify your bank statement instantly, which speeds up approval. It is not mandatory.